Tag Archives: teen

What Car Should I Buy?

What Are the Best Cars to Buy?

which car should I buy?There are literally thousands of combinations of different automobile types, makes, models, styles, and prices, which can make it difficult to choose which to buy. However, we will help you determine the perfect car for your needs.

What is a good first car?  Which car is the best buy? Which is more reliable?

Which gets the best gas mileage? Should I buy a SUV or pickup? Which car is safer? Which is more economical?

Which is cheaper to insure?

What car should I buy as my first car?

If you were to ask this question and you gave no other information about yourself or what you wanted, we would suggest you buy either a Honda Accord or Toyota Camry, two of the most popular and most purchased cars in America. Both cars come in either a sporty 2-door coupe version or a 4-door sedan, and with a variety of engines, luxury features, and safety options. Both also offer gas-saving hybrid versions.

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Teen Auto Insurance – Questions and Answers

auto insurance for teensOne of the most bewildering aspects of car ownership for teenagers is that of auto insurance.  It raises questions about why it’s needed, why it costs so much, how it works, and what happens when accidents happen.

We have noticed certain questions come up frequently on online question-and-answer boards used by teen drivers. So we have compiled a “top 10″ list of those questions, with answers, that may help teen drivers better understand car insurance.

1. Q. Why do I need car insurance?

A. Two reasons: 1) It’s the law in most states. In order to drive, you must have at least minimum-coverage liability car insurance to protect others whose lives and vehicles you might damage or destroy in an accident that is your fault — even though you might be a good driver and know that you’ll never have an accident, and  2) To protect yourself and your family against financial disaster should you be sued for an accident you might cause.

2. Q. Why does car insurance cost so much for teen drivers?

A. Simple. Insurance statistics and police reports show that teens have more accidents than any other age group. Therefore, insurance companies are at greater risk of having to pay out claims for teenagers — which means higher rates to help compensate for that risk. The highest rates are paid by teen males driving sporty cars in highly populated areas. Rates can vary by state and city, and by insurance company. That’s why it is so important for teens who need insurance to shop around and get quotes from multiple companies.

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Best First Car for Teenagers

best car for teensOf all the cars available to teenagers, which are the best first cars?

If you simply want the fastest answer to that question, without explanation, we would say the Honda Civic is the best all-around car for teens. The Toyota Corolla would be a close second.

If you don’t like the Civic or Corolla there are other cars with similar characteristics and different styling that might suit you better.

But what is it about the Honda Civic, Toyota Corolla, and similar models that make them great as a first car for teenage drivers?

First, they are economical — relatively inexpensive to buy, inexpensive to insure, and inexpensive to drive.

It doesn’t cost much to buy a new or relatively new Civic. Used models might be a little higher priced that other brands but that works in your favor too. When you get ready to sell or trade, Honda and Toyota vehicles hold their resale value better than most. Continue reading Best First Car for Teenagers

Is THIS a Good First Car?

cheap auto insuranceI regularly answer people’s car buying and selling questions on Yahoo Answers (My user name is TiggyWiggy, my cat’s name) and one of the most frequent questions that comes up several times a day is, “Is this a good first car for a teen?”  And in the details, they’ll state what car they are talking about. It might be anything from a 1980s Oldsmobile with 200,000 miles, to a brand new high priced luxury car, to a big SUV, a high-powered sports car, or a 1960s muscle car.

More often than not, the car they like is NOT a good first car. I sometimes think they know that, but they are looking for some opinions otherwise. Often, they are in disagreement with sensible parents who are opposing their poor choice.

Here are some of the kinds of vehicles asked about:

Old inexpensive used car, unknown condition, high mileage

Many old cars, even with high mileage, can be in excellent first cars. However, most old cars have problems, some serious (and expensive), some not so serious.  And no car, even a reliable brand such as Honda and Toyota, are exempt from problems when they begin to age. The only way to know whether such a car is a good first car is to have a professional mechanic inspect it before the purchase. It’s not a good practice to rely on the word of a seller in determining a car’s condition. Not that sellers are all dishonest, but sellers and dealers often don’t know the real condition of the cars they sell.

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Preparing Your Teen for Car Safety: Four Tips

teen car safetyPreparing a teen for their driver’s license is both exciting and frightening. The freedom of driving is exhilarating, but the dangers are real. Car insurance for teen drivers is significantly more expensive than it is for more experienced adults — for good reasons. Inexperience and unsafe driving can lead to accidents, and accidents, even minor fender benders, can make a teen’s car insurance even more costly. Using the following five tips while preparing your teen for safe driving can help to ease your concerns and pay dividends down the road.

Buckle Up

Teaching your teen the importance of using seat belts is one of the most important safe driving tips that they can learn. Drivers and passengers who are properly restrained during the unfortunate event of an accident almost always suffer far less serious wounds, and have a far lower mortality rate, than those who are not wearing their seatbelts. It is estimated by the National Highway Safety Administration that properly worn seatbelts lower the risk of fatal injuries by 45 percent, and the risk of moderate-to-critical injuries by 50 percent.

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