Buy-here-pay-here car dealers provide auto loans to people with bad credit. Most car dealers do not directly finance loans on cars they sell. They work with outside banks and finance companies to provide loans for their customers. It’s up to those banks and finance companies, not the dealer, to approve and provide customers car loans. However, […]

How do I know what price to pay for a car? Let’s say you see a nice used car that you like on a dealer’s lot that is priced at $14,000. Is it a good price? Can I talk the dealer down to, say, $12,000? How much discount can I expect to get? These are […]

Of all the cars available to teenagers, which are the best first cars? If you simply want the fastest answer to that question, without explanation, we would say the Honda Civic is the best all-around car for teens. The Toyota Corolla would be a close second. If you don’t like the Civic or Corolla there […]

Buying a car for the first time can be an overwhelming experience. There’s so much to know and how to know what’s important. With this article, we’ll take some of the mystery away from the car buying process. We’ll focus on the car itself in this article because we’ve already covered topics such as new […]

Figuring car payments is easy if you have the right calculator — it’s not easy math otherwise Car payment calculation is not simple math. It requires a rather complex business math formula that is not easily done by hand and most people are not capable, or not willing, to take it on. It’s not as simple […]

We have been an expert participant on the Yahoo! Answers web site for many years, particularly in the Cars and Transportation section, Buying & Selling sub-section. We answer questions and provide advice about a wide variety of topics related to automobile buying, selling, insurance, maintenance, and car brands. Although the Answers site is open to anyone, […]

Better to Buy Pre-Owned Car, or New Car? First time car buyers have a choice of buying a brand new car, or buying a used car. Which is better? There are advantages and disadvantages to either choice. Most people would rather have a brand new car with its new-car smell and latest style, but there […]

New Car, First Car If you’ve decided that your first car will be a brand new car, there are things you need to know about the buying and financing process that makes it different from buying a used car. New cars – only from dealers All new cars must  be purchased from state-licensed and manufacturer-authorized […]

Your First Car – Making Your Decision Most of us get our first car as teenagers. It’s the car we’ll always remember. Let’s take a look at some of the important questions you’ll want to consider when deciding about what you’ll buy as your first car, how you’ll pay for it, and how to go about […]

We hear the question all the time, “Where can I find a good cheap reliable car?” The people who ask this question obviously have limited funds but are looking for the best car that can be purchased with the least amount of money. Unfortunately, finding a car that’s inexpensive AND good AND reliable can be […]

About principal and interest If you purchase a new or used car with a loan, you agree to pay off the loan amount (principal) over a specified number of months. But you also agree to pay a finance charge, or interest, for the privilege of using the bank’s (or finance company’s) money for your purchase. […]

How much down payment do I need for my car loan? Until recent times, it was standard for car dealers and finance companies to require at least 20% down payment on the purchase of a car. It was for a good reason. Because cars depreciate in value from the moment they are driven off a […]

Cheap cars can be found in many places — if you know where to look. Following are just some of the places you might find cheap cars: Independent Used-Car Dealers – Independent used-car lots are a potential source of affordable cheap second hand cars. Many lots have older vehicles that can be real bargains, but […]

What Are the Best Cars to Buy? There are literally thousands of combinations of different automobile types, makes, models, styles, and prices, which can make it difficult to choose which to buy. However, we will help you determine the perfect car for your needs. What is a good first car?  Which car is the best buy? Which is […]