How do I know how much car I can afford? Assuming you’ll buy with a loan, you will want to have a monthly car payment that will fit within your current income, after considering all your other expenses. Don’t make the mistake of buying based on future expectations — a forthcoming raise, a new job, […]

One of the most bewildering aspects of car ownership for teenagers is that of auto insurance.  It raises questions about why it’s needed, why it costs so much, how it works, and what happens when accidents happen. We have noticed certain questions come up frequently on online question-and-answer boards used by teen drivers. So we have […]

Preparing a teen for their driver’s license is both exciting and frightening. The freedom of driving is exhilarating, but the dangers are real. Car insurance for teen drivers is significantly more expensive than it is for more experienced adults — for good reasons. Inexperience and unsafe driving can lead to accidents, and accidents, even minor […]

Is Cheap Car Insurance Possible? Auto insurance is one of those irritating expenses of car ownership that has no immediately obvious benefit. We pay and pay, and may never get anything in return. Teenage first car buyers are always a bit startled by the high cost of insurance. Car insurance is one of the most […]

Is auto insurance really necessary? Why do I need it? Since car insurance is so expensive, partiularly for teenagers and other young drivers, it’s natural that this question should come up frequently for first time car buyers. You need insurance on your car to protect you from the risk of disasterous financial problems resulting from accidents, […]

Understanding the basics of auto insurance You may go through your entire life and never have a car accident. But the odds are against you. Auto insurance protects you from potentially disasterous costs of such accidents. If you are buying your first car, you must understand how car insurance works and why you need it. Laws […]