| Can I refinance my car? |
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Yes, but will it help reduce your monthly payments? If you originally got a very high interest rate, and your credit score has improved to at least 680-700, you may be able to reduce your interest rate and lower your payments. You can also lower your payments by extending your loan term by a year or two, but this often is not a good idea because it almost guarantees that you'll become upside down on your loan.
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