Auto Loan Calculator

Calculate monthly payments for any car loan. Find out how much car you can afford and what you'll pay, including total finance costs.
Auto Loan Calculator
Vehicle Price: $ example - 12000
Down Payment: $ if any - 0 if none
Length of Loan: months
Interest Rate: % (Exc. credit=5.5% Good=7.5% Poor=10%-12% *)
Show payment tables

* Your annual interest rate depends on your current credit scoreWhat’s your FICO score? Find out now when you check your credit report for $1 at Experian.com!


Use this car loan payment calculator for monthly car payments, financing costs, and total costs, as well as refinancing benefits. Use it to find out how much car you can buy, based on monthly payments you can afford.

Get free price quotes on any new or used car from local dealers using our convenient Car Deal Finder tool. Go with the best deal.

The value of using an online car loan calculator is that it helps you understand how car financing works, the effects of interest rate differences, how a down payment reduces monthly payments, and how finance charges increase the total cost of buying a car. This car loan payment calculator can also help determine whether refinancing a car loan can lower monthly payments. It can also be used to verify dealer calculations to avoid mistakes and hidden costs.

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For First Car Buyers and Other Car Buyers