Author Archive

Cheap cars can be found in many places — if you know where to look. Following are just some of the places you might find cheap cars: Independent Used-Car Dealers – Independent used-car lots are a potential source of affordable cheap second hand cars. Many lots have older vehicles that can be real bargains, but […]

It’s a common predicament. You have a car that you want to trade for a better car, but you still have an outstanding loan on it. The Question The question is — is it possible to trade when you have a car loan that is not yet paid off? The short answer is yes, you […]

Buying a first car, or even a second or third, can be a perplexing and stressful experience. There’s so much to know and understand. Which is the best first car? Which cars are most reliable? Which is safest? What should I pay for my car? Where is the best place to buy a car? Where […]

What is the car trade-in process? Do I lose money by trading? Here is how a car trade works. Car dealers buy your old car from you and give you credit toward the price of a new car. The trade-in credit is like a down payment and reduces the price of your new car, making […]

This is the kind of question we see posted on question-and-answer web sites every day. The details might vary but the basic question is always the same. The askers of the question seem to understand that $3000 (or $1000, or $2500) is not a lot of money for a car and they are asking how to […]

Is Cheap Car Insurance Possible? Auto insurance is one of those irritating expenses of car ownership that has no immediately obvious benefit. We pay and pay, and may never get anything in return. Teenage first car buyers are always a bit startled by the high cost of insurance. Car insurance is one of the most […]

Is auto insurance really necessary? Why do I need it? Since car insurance is so expensive, partiularly for teenagers and other young drivers, it’s natural that this question should come up frequently for first time car buyers. You need insurance on your car to protect you from the risk of disasterous financial problems resulting from accidents, […]

Understanding the basics of auto insurance You may go through your entire life and never have a car accident. But the odds are against you. Auto insurance protects you from potentially disasterous costs of such accidents. If you are buying your first car, you must understand how car insurance works and why you need it. Laws […]

When you buy a car, there’s the actual price of the car of course, but there are always other costs and fees involved. Some fees are required, some are not. Some are car company fees, some are dealer-added fees and charges. And some are official fees and taxes required by the state, county, or city […]

What Are the Best Cars to Buy? There are literally thousands of combinations of different automobile types, makes, models, styles, and prices, which can make it difficult to choose which to buy. However, we will help you determine the perfect car for your needs. What is a good first car?  Which car is the best buy? Which is […]

What to Pay for a Car — What’s a Good Price? What to Pay For a New Car All new cars have a window sticker that displays the manufacturer’s suggested retail price (MSRP). It may also include destination charges, dealer-installed option prices, and other miscellaneous charges. The total of these charges is the price you would pay for that vehicle, […]

When buying a car, everyone knows you don’t pay the asking price or sticker price. Right? Right. The process of buying a car in the United States is unusual in that it’s one of the very few times when we actually negotiate or “haggle” over prices. We don’t do it when buying a refrigerator at […]

We answer questions from first-car buyers almost every day when we participate on the Yahoo! Answers web site in the Car Buying and Selling section. The majority of those questions come from teens and young adults who have little or no experience in buying, trading, or selling cars. In the few years that we’ve been […]

Many people know they need/want a new car but struggle with what car to buy. There are so many choices. How does a person go about deciding what car is best for them? There are actually a number of different approaches that be taken in making a decision. One way is to simply do detailed […]

There’s nothing worse than spending your hard-earned money for the perfect used car and finding out after the sale that it has serious problems that are going to cost a fortune to repair. It’s even more disappointing when you discover that used cars are sold “as-is”, which means that you have no legal grounds to […]

One of the most frequent questions we hear from people who are buying a car is, “What is the most reliable car?” Or “What is the best new car?” Obviously, these people are interested in getting the best, most dependable car for their money. They also realize that all car brands are not the same in […]

There essentially five kinds of used car dealers from which you might buy. There are advantages and disadvantages to each type. Let’s take a closer look now. Large Chain Used Car Dealers Carmax is the best known of all the large used car dealer chains. They have stores all around the U.S. and typically have hundreds […]